Roundup, MT
How exposed is Roundup to wildfire?
Out of every US place USFS scores, Roundup lands at the 93rd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,425 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roundup at the 93rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Roundup's building exposure, zone by zone
Indirect exposure is dominant in Roundup (94.5% of 1,425 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 5.5% sit in the Direct zone.
How Roundup compares
Roundup's risk sits at a similar level relative to Montana (84th percentile statewide) as it does nationally (93rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Roundup ranks 2,081 for wildfire risk (1 is highest) and 9,504 by building count (1 is largest). Within Montana alone, it ranks 75 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Shopping for coverage in Roundup
At the 93rd percentile nationally, Roundup carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Roundup's 94.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Roundup's figures come from
Roundup's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Roundup's dominant indirect exposure actually means, with real examples from across the dataset.