Round Top, TX
How exposed is Round Top to wildfire?
Round Top's 306 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Round Top at the 65th percentile, close to its 65th-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Round Top: 75.5% of its 306 buildings, versus 24.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Round Top compares
Round Top's 65th national percentile looks worse in isolation than its 21st ranking inside Texas does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Round Top ranks 11,108 for wildfire risk (1 is highest) and 21,486 by building count (1 is largest). Within Texas alone, it ranks 1,423 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 65th percentile nationally, Round Top carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Round Top
Because Direct exposure dominates in Round Top (75.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 306 counted buildings into the percentiles shown above for Round Top. For more on what direct exposure implies beyond Round Top, see the exposure-zones guide.