Round Top, NY
How exposed is Round Top to wildfire?
Out of every US place USFS scores, Round Top lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 536 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Round Top at the 35th percentile, close to its 36th-percentile risk score.
Round Top's building exposure, zone by zone
100% of Round Top's 536 buildings sit in USFS's Direct exposure zone, roughly 536 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Round Top against the rest of the country
Within New York, Round Top ranks higher (78th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Round Top ranks 20,078 for wildfire risk (1 is highest) and 16,787 by building count (1 is largest). Within New York alone, it ranks 282 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Round Top
Round Top's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 100% of Round Top in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Round Top's figures come from
Round Top's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Round Top's dominant direct exposure actually means, with real examples from across the dataset.