Round Lake, NY
Round Lake, NY's wildfire risk, in USFS's own numbers
USFS scores Round Lake at the 20th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 356 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Round Lake's burn probability — fire likelihood with no building count factored in — sits at the 19th percentile nationally.
What "at risk" means for the buildings here
Most of Round Lake's buildings (54.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Round Lake ranks
Round Lake's 44th-percentile standing inside New York outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Round Lake ranks 25,348 for wildfire risk (1 is highest) and 20,165 by building count (1 is largest). Within New York alone, it ranks 718 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Round Lake's low rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Round Lake's 54.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Round Lake's figures come from
Every one of the two percentiles behind Round Lake's 25,348-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Round Lake's dominant indirect exposure actually means, with real examples from across the dataset.