Rotonda, FL
How exposed is Rotonda to wildfire?
USFS's Wildfire Risk to Communities model puts Rotonda at the 86th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 5,778 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rotonda at the 87th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rotonda's building exposure, zone by zone
39.3% of Rotonda's 5,778 buildings sit in USFS's Minimal exposure zone, with only 28.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 5,778 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Rotonda ranks
Rotonda's 86th national percentile looks worse in isolation than its 69th ranking inside Florida does — this place is on the milder end for its own state, by 18 points. Among the 31,521 US communities USFS scores, Rotonda ranks 4,316 for wildfire risk (1 is highest) and 2,996 by building count (1 is largest). Within Florida alone, it ranks 301 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Rotonda's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Rotonda
With 39.3% of buildings rated Minimal exposure, Rotonda gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rotonda's figures come from
Rotonda's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rotonda's dominant minimal exposure actually means, with real examples from across the dataset.