Rothville, MO
How exposed is Rothville to wildfire?
USFS's Wildfire Risk to Communities model puts Rothville at the 65th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 77 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rothville's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
98.7% of Rothville's 77 buildings sit in USFS's Direct exposure zone, roughly 76 structures close enough to burnable vegetation for flame contact, not just embers — 1.3% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Rothville ranks
Rothville's risk sits at a similar level relative to Missouri (70th percentile statewide) as it does nationally (65th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rothville ranks 10,972 for wildfire risk (1 is highest) and 30,016 by building count (1 is largest). Within Missouri alone, it ranks 323 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Rothville and the insurance market
Rothville's 65th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Rothville's 98.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rothville's figures come from
Rothville's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rothville's dominant direct exposure actually means, with real examples from across the dataset.