Rothbury, MI
How exposed is Rothbury to wildfire?
USFS scores Rothbury at the 27th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 311 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rothbury at the 27th percentile, close to its 27th-percentile risk score.
Where Rothbury's buildings actually sit
Direct exposure dominates in Rothbury: 67.9% of its 311 buildings, versus 32.2% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Rothbury against the rest of the country
Compare Rothbury's two percentiles: 78th within Michigan, only 27th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rothbury ranks 23,041 for wildfire risk (1 is highest) and 21,341 by building count (1 is largest). Within Michigan alone, it ranks 162 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Rothbury
Rothbury's moderate rating (27th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 67.9% of Rothbury in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rothbury's figures come from
Rothbury's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rothbury's dominant direct exposure actually means, with real examples from across the dataset.