Rossmoor, NJ
Rossmoor, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Rossmoor lands at the 44th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,010 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rossmoor at the 45th percentile, close to its 44th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 95.3% of Rossmoor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 4.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Rossmoor compares
Rossmoor's risk sits at a similar level relative to New Jersey (48th percentile statewide) as it does nationally (44th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rossmoor ranks 17,718 for wildfire risk (1 is highest) and 11,859 by building count (1 is largest). Within New Jersey alone, it ranks 364 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Rossmoor
Rossmoor's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Rossmoor's 95.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Rossmoor's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Rossmoor, see the exposure-zones guide.