Ross, IN
How exposed is Ross to wildfire?
Ross's 3,764 buildings earn a 55th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ross at the 57th percentile, close to its 55th-percentile risk score.
Ross's building exposure, zone by zone
48% of Ross's 3,764 buildings sit in USFS's Minimal exposure zone, with only 28.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Ross ranks
Compare Ross's two percentiles: 99th within Indiana, only 55th nationally — a gap of 44 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Ross ranks 14,179 for wildfire risk (1 is highest) and 4,458 by building count (1 is largest). Within Indiana alone, it ranks 10 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Ross and the insurance market
Ross's elevated rating (55th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 48% of buildings rated Minimal exposure, Ross gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,764 counted buildings into the percentiles shown above for Ross. For more on what minimal exposure implies beyond Ross, see the exposure-zones guide.