Rosman, NC
Rosman, NC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Rosman lands at the 75th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 386 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rosman's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Rosman's building exposure, zone by zone
Most of Rosman's buildings (61.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Rosman ranks
Rosman scores 75th nationally and 77th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rosman ranks 7,950 for wildfire risk (1 is highest) and 19,501 by building count (1 is largest). Within North Carolina alone, it ranks 181 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Rosman and the insurance market
At the 75th percentile nationally, Rosman carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Rosman
With ember exposure the dominant pattern in Rosman (61.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Rosman's figures come from
The methodology guide shows exactly how USFS turned 386 counted buildings into the percentiles shown above for Rosman. The exposure-zones guide covers what Rosman's dominant indirect exposure actually means, with real examples from across the dataset.