Rosholt, SD
How exposed is Rosholt to wildfire?
USFS's Wildfire Risk to Communities model puts Rosholt at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 320 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rosholt at the 49th percentile, close to its 58th-percentile risk score.
Rosholt's building exposure, zone by zone
86.6% of Rosholt's 320 buildings sit in USFS's Minimal exposure zone, with only 13.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Rosholt ranks
There's little gap between Rosholt's 58th national percentile and its 43rd percentile inside South Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rosholt ranks 13,219 for wildfire risk (1 is highest) and 21,101 by building count (1 is largest). Within South Dakota alone, it ranks 249 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
Rosholt's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Rosholt's 86.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 320 counted buildings into the percentiles shown above for Rosholt. For more on what minimal exposure implies beyond Rosholt, see the exposure-zones guide.