Roseville, MI
Roseville, MI's wildfire risk, in USFS's own numbers
Roseville's 24,185 buildings earn a 3rd-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Roseville at the 4th percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
Most of Roseville's buildings (99.5% of 24,185) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 24,185 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Roseville compares
Roseville's risk sits at a similar level relative to Michigan (5th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Roseville ranks 30,580 for wildfire risk (1 is highest) and 530 by building count (1 is largest). Within Michigan alone, it ranks 709 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Roseville's low wildfire rating (3rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 99.5% of Roseville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Roseville's figures come from
The methodology guide shows exactly how USFS turned 24,185 counted buildings into the percentiles shown above for Roseville. The exposure-zones guide covers what Roseville's dominant minimal exposure actually means, with real examples from across the dataset.