Roseville, CA
Roseville, CA's wildfire risk, in USFS's own numbers
USFS scores Roseville at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 49,960 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roseville's burn probability — fire likelihood with no building count factored in — sits at the 87th percentile nationally.
What "at risk" means for the buildings here
Most of Roseville's buildings (68% of 49,960) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 49,960 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Roseville ranks
Roseville's 85th national percentile looks worse in isolation than its 50th ranking inside California does — this place is on the milder end for its own state, by 35 points. Among the 31,521 US communities USFS scores, Roseville ranks 4,690 for wildfire risk (1 is highest) and 175 by building count (1 is largest). Within California alone, it ranks 783 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Roseville and the insurance market
Roseville sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 85th-percentile score like Roseville's can end up mattering for. More on the disclosure law.
Hardening a home in Roseville
Even with 68% of Roseville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 49,960 counted buildings into the percentiles shown above for Roseville. For more on what minimal exposure implies beyond Roseville, see the exposure-zones guide.