Roseto, PA
Roseto wildfire risk explained
Roseto's 720 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roseto at the 52nd national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Roseto's building exposure, zone by zone
720 buildings are counted in Roseto, and 72.8% of them are Indirect exposure — ember-driven risk rather than the 27.2% in Direct exposure or the 0% rated Minimal.
Where Roseto ranks
Compare Roseto's two percentiles: 90th within Pennsylvania, only 54th nationally — a gap of 36 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Roseto ranks 14,510 for wildfire risk (1 is highest) and 14,456 by building count (1 is largest). Within Pennsylvania alone, it ranks 212 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Roseto and the insurance market
Roseto's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Roseto (72.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Roseto's figures come from
Every one of the two percentiles behind Roseto's 14,510-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Roseto's dominant indirect exposure actually means, with real examples from across the dataset.