Rosenhayn, NJ
Rosenhayn wildfire risk explained
Rosenhayn sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 655 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rosenhayn's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Rosenhayn's building exposure, zone by zone
USFS classifies 60.8% of Rosenhayn's buildings as Direct exposure, higher than its 39.2% Indirect share and far above its 0% Minimal share — a profile where 398 structures sit close enough to vegetation that lot clearing matters most.
Where Rosenhayn ranks
Rosenhayn's risk sits at a similar level relative to New Jersey (74th percentile statewide) as it does nationally (64th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Rosenhayn ranks 11,251 for wildfire risk (1 is highest) and 15,134 by building count (1 is largest). Within New Jersey alone, it ranks 186 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Rosenhayn and the insurance market
At the 64th percentile nationally, Rosenhayn carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Rosenhayn (60.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rosenhayn's 11,251-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rosenhayn, see the exposure-zones guide.