Rosemead, CA
How exposed is Rosemead to wildfire?
Rosemead sits at the 64th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 16,615 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rosemead at the 68th national percentile — 4 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rosemead's building exposure, zone by zone
Most of Rosemead's buildings (99.8% of 16,615) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 16,615 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Rosemead against the rest of the country
Rosemead's 64th national percentile looks worse in isolation than its 22nd ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Rosemead ranks 11,493 for wildfire risk (1 is highest) and 872 by building count (1 is largest). Within California alone, it ranks 1,228 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Rosemead and the insurance market
Rosemead's 64th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Even with 99.8% of Rosemead outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Rosemead's figures come from
Every one of the two percentiles behind Rosemead's 11,493-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rosemead's dominant minimal exposure actually means, with real examples from across the dataset.