Roselle, IL
How exposed is Roselle to wildfire?
USFS's Wildfire Risk to Communities model puts Roselle at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 6,995 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Roselle at the 23rd percentile, close to its 23rd-percentile risk score.
Where Roselle's buildings actually sit
Most of Roselle's buildings (98% of 6,995) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 6,995 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Roselle compares
Within Illinois, Roselle ranks higher (67th percentile) than it does nationally (23rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Roselle ranks 24,385 for wildfire risk (1 is highest) and 2,467 by building count (1 is largest). Within Illinois alone, it ranks 484 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Roselle's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 98% of Roselle outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Roselle's figures come from
The methodology guide shows exactly how USFS turned 6,995 counted buildings into the percentiles shown above for Roselle. The exposure-zones guide covers what Roselle's dominant minimal exposure actually means, with real examples from across the dataset.