Roseland, NJ
Roseland, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Roseland at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,082 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Roseland at the 28th percentile, close to its 27th-percentile risk score.
Roseland's building exposure, zone by zone
Most of Roseland's buildings (59.6% of 2,082) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Roseland against the rest of the country
Roseland's risk sits at a similar level relative to New Jersey (20th percentile statewide) as it does nationally (27th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Roseland ranks 23,105 for wildfire risk (1 is highest) and 7,245 by building count (1 is largest). Within New Jersey alone, it ranks 562 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Roseland
At the 27th national percentile, Roseland rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Roseland's 59.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Roseland's figures come from
Roseland's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Roseland's dominant minimal exposure actually means, with real examples from across the dataset.