Roseland, IN
How exposed is Roseland to wildfire?
USFS scores Roseland at the 7th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 387 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Roseland at the 9th percentile, close to its 7th-percentile risk score.
Roseland's building exposure, zone by zone
Roseland rates 94.3% Minimal exposure against just 5.7% Direct and 0% Indirect — of 387 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Roseland against the rest of the country
Compare Roseland's two percentiles: 47th within Indiana, only 7th nationally — a gap of 40 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Roseland ranks 29,212 for wildfire risk (1 is highest) and 19,465 by building count (1 is largest). Within Indiana alone, it ranks 513 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Roseland and the insurance market
Roseland's low rating (7th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 94.3% of buildings rated Minimal exposure, Roseland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Roseland's figures come from
Every one of the two percentiles behind Roseland's 29,212-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Roseland's dominant minimal exposure actually means, with real examples from across the dataset.