WildfireRiskFinder

Rosebud, SD

Rosebud, SD's wildfire risk, in USFS's own numbers

Very High
91stpercentile nationally

Rosebud's 570 buildings earn a 91st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rosebud at the 90th percentile, close to its 91st-percentile risk score.

Rosebud's building exposure, zone by zone

570Total buildings
59.5%Direct exposure
40.5%Indirect exposure
0%Minimal exposure

570 buildings are counted in Rosebud, and 59.5% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.

Rosebud against the rest of the country

There's little gap between Rosebud's 91st national percentile and its 95th percentile inside South Dakota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rosebud ranks 2,719 for wildfire risk (1 is highest) and 16,259 by building count (1 is largest). Within South Dakota alone, it ranks 21 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.

Rosebud and the insurance market

Rosebud's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.

Hardening a home in Rosebud

Because Direct exposure dominates in Rosebud (59.5%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.

Where Rosebud's figures come from

The methodology guide shows exactly how USFS turned 570 counted buildings into the percentiles shown above for Rosebud. The exposure-zones guide covers what Rosebud's dominant direct exposure actually means, with real examples from across the dataset.