Rosebud, MO
How exposed is Rosebud to wildfire?
Out of every US place USFS scores, Rosebud lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 328 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rosebud at the 61st percentile, close to its 59th-percentile risk score.
Rosebud's building exposure, zone by zone
Most of Rosebud's buildings (51.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Rosebud compares
There's little gap between Rosebud's 59th national percentile and its 53rd percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rosebud ranks 12,863 for wildfire risk (1 is highest) and 20,874 by building count (1 is largest). Within Missouri alone, it ranks 504 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Rosebud
Rosebud's elevated rating (59th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Rosebud (51.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Rosebud's 59th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Rosebud, see the exposure-zones guide.