Rose Hill, IA
Rose Hill wildfire risk explained
USFS scores Rose Hill at the 61st national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 148 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rose Hill at the 62nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rose Hill's building exposure, zone by zone
Most of Rose Hill's buildings (96%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Rose Hill ranks
Within Iowa, Rose Hill ranks higher (84th percentile) than it does nationally (61st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Rose Hill ranks 12,317 for wildfire risk (1 is highest) and 26,950 by building count (1 is largest). Within Iowa alone, it ranks 162 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Rose Hill and the insurance market
Rose Hill's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Rose Hill's 96% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Rose Hill's figures come from
Rose Hill's 61st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rose Hill's dominant indirect exposure actually means, with real examples from across the dataset.