Rose Hill Acres, TX
How exposed is Rose Hill Acres to wildfire?
Rose Hill Acres sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 301 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rose Hill Acres at the 81st percentile, close to its 79th-percentile risk score.
Rose Hill Acres's building exposure, zone by zone
75.1% of Rose Hill Acres's 301 buildings sit in USFS's Direct exposure zone, roughly 226 structures close enough to burnable vegetation for flame contact, not just embers — 24.9% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Rose Hill Acres ranks
Inside Texas, Rose Hill Acres sits at just the 58th percentile even though it scores 79th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Rose Hill Acres ranks 6,759 for wildfire risk (1 is highest) and 21,616 by building count (1 is largest). Within Texas alone, it ranks 758 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Rose Hill Acres's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Rose Hill Acres (75.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rose Hill Acres's 6,759-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Rose Hill Acres, see the exposure-zones guide.