Rose City, TX
Rose City, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rose City at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 493 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rose City's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Rose City's building exposure, zone by zone
Direct exposure dominates in Rose City: 54.4% of its 493 buildings, versus 45.4% Indirect and 0.2% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Rose City ranks
Rose City scores 88th nationally and 80th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rose City ranks 3,823 for wildfire risk (1 is highest) and 17,487 by building count (1 is largest). Within Texas alone, it ranks 361 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Rose City and the insurance market
Rose City's 88th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Rose City
With 54.4% of Rose City in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rose City's figures come from
Every one of the two percentiles behind Rose City's 3,823-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rose City's dominant direct exposure actually means, with real examples from across the dataset.