Rose City, MI
Rose City, MI's wildfire risk, in USFS's own numbers
Rose City sits at the 53rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 347 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rose City at the 54th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rose City's building exposure, zone by zone
Indirect exposure is dominant in Rose City (71.5% of 347 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 28.5% sit in the Direct zone.
Rose City against the rest of the country
Rose City's 96th-percentile standing inside Michigan outpaces its 53rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Rose City ranks 14,873 for wildfire risk (1 is highest) and 20,394 by building count (1 is largest). Within Michigan alone, it ranks 30 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Rose City and the insurance market
At the 53rd national percentile, Rose City rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With ember exposure the dominant pattern in Rose City (71.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Rose City's figures come from
The methodology guide shows exactly how USFS turned 347 counted buildings into the percentiles shown above for Rose City. The exposure-zones guide covers what Rose City's dominant indirect exposure actually means, with real examples from across the dataset.