Roscommon, MI
Roscommon wildfire risk explained
Roscommon's 557 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roscommon's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Roscommon's building exposure, zone by zone
Indirect exposure is dominant in Roscommon (85.3% of 557 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 14.7% sit in the Direct zone.
How Roscommon compares
Roscommon's 100th-percentile standing inside Michigan outpaces its 74th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Roscommon ranks 8,252 for wildfire risk (1 is highest) and 16,456 by building count (1 is largest). Within Michigan alone, it ranks 4 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Roscommon and the insurance market
At the 74th percentile nationally, Roscommon carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Roscommon
With ember exposure the dominant pattern in Roscommon (85.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Roscommon's 8,252-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Roscommon, see the exposure-zones guide.