Roscoe, SD
Roscoe, SD's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Roscoe lands at the 41st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 295 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roscoe at the 39th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 84.4% of Roscoe's 295 buildings in the Indirect exposure zone, versus 15.6% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Roscoe compares
Inside South Dakota, Roscoe sits at just the 15th percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Roscoe ranks 18,512 for wildfire risk (1 is highest) and 21,773 by building count (1 is largest). Within South Dakota alone, it ranks 373 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
What this risk score means for insurance
At the 41st national percentile, Roscoe rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Roscoe's 84.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Roscoe's 18,512-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Roscoe, see the exposure-zones guide.