Roscoe, NY
Roscoe wildfire risk explained
USFS scores Roscoe at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 497 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Roscoe at the 24th percentile, close to its 24th-percentile risk score.
Roscoe's building exposure, zone by zone
USFS classifies 57.3% of Roscoe's buildings as Direct exposure, higher than its 42.7% Indirect share and far above its 0% Minimal share — a profile where 285 structures sit close enough to vegetation that lot clearing matters most.
How Roscoe compares
Compare Roscoe's two percentiles: 50th within New York, only 24th nationally — a gap of 26 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Roscoe ranks 24,119 for wildfire risk (1 is highest) and 17,410 by building count (1 is largest). Within New York alone, it ranks 648 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Roscoe
At the 24th national percentile, Roscoe rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Roscoe (57.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 497 counted buildings into the percentiles shown above for Roscoe. For more on what direct exposure implies beyond Roscoe, see the exposure-zones guide.