Roscoe, NE
How exposed is Roscoe to wildfire?
Roscoe's 71 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roscoe at the 69th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
78.9% of Roscoe's 71 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 21.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Roscoe ranks
Roscoe scores 70th nationally and 68th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Roscoe ranks 9,553 for wildfire risk (1 is highest) and 30,250 by building count (1 is largest). Within Nebraska alone, it ranks 188 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Roscoe and the insurance market
At the 70th percentile nationally, Roscoe carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Roscoe
Roscoe's 78.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Roscoe's figures come from
The methodology guide shows exactly how USFS turned 71 counted buildings into the percentiles shown above for Roscoe. The exposure-zones guide covers what Roscoe's dominant indirect exposure actually means, with real examples from across the dataset.