Roscoe, MO
Roscoe wildfire risk explained
USFS scores Roscoe at the 74th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 123 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roscoe's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 100% of Roscoe's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 123 structures sit close enough to vegetation that lot clearing matters most.
How Roscoe compares
Compare Roscoe's two percentiles: 90th within Missouri, only 74th nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Roscoe ranks 8,067 for wildfire risk (1 is highest) and 28,022 by building count (1 is largest). Within Missouri alone, it ranks 107 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Roscoe
At the 74th percentile nationally, Roscoe carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Roscoe
Because Direct exposure dominates in Roscoe (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Roscoe's figures come from
The methodology guide shows exactly how USFS turned 123 counted buildings into the percentiles shown above for Roscoe. The exposure-zones guide covers what Roscoe's dominant direct exposure actually means, with real examples from across the dataset.