Roosevelt, MN
How exposed is Roosevelt to wildfire?
Out of every US place USFS scores, Roosevelt lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 143 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roosevelt's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Roosevelt: 82.5% of its 143 buildings, versus 17.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Roosevelt ranks
Compare Roosevelt's two percentiles: 94th within Minnesota, only 71st nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Roosevelt ranks 9,201 for wildfire risk (1 is highest) and 27,161 by building count (1 is largest). Within Minnesota alone, it ranks 54 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Roosevelt and the insurance market
At the 71st percentile nationally, Roosevelt carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Roosevelt's 82.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Roosevelt's 9,201-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Roosevelt, see the exposure-zones guide.