Roosevelt Gardens, FL
Roosevelt Gardens wildfire risk explained
Roosevelt Gardens's 774 buildings earn a 58th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Roosevelt Gardens at the 60th percentile, close to its 58th-percentile risk score.
Roosevelt Gardens's building exposure, zone by zone
Only 1.9% of Roosevelt Gardens's 774 buildings carry Direct exposure and 0% carry Indirect; the remaining 98.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Roosevelt Gardens ranks
Inside Florida, Roosevelt Gardens sits at just the 11th percentile even though it scores 58th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Roosevelt Gardens ranks 13,295 for wildfire risk (1 is highest) and 13,876 by building count (1 is largest). Within Florida alone, it ranks 850 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Roosevelt Gardens and the insurance market
Roosevelt Gardens's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Roosevelt Gardens's 98.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Roosevelt Gardens's figures come from
Every one of the two percentiles behind Roosevelt Gardens's 13,295-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Roosevelt Gardens's dominant minimal exposure actually means, with real examples from across the dataset.