Romney, IN
Romney, IN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Romney lands at the 3rd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 214 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Romney at the 2nd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Romney's buildings actually sit
59.8% of Romney's 214 buildings sit in USFS's Minimal exposure zone, with only 40.2% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Romney against the rest of the country
Compare Romney's two percentiles: 18th within Indiana, only 3rd nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Romney ranks 30,732 for wildfire risk (1 is highest) and 24,330 by building count (1 is largest). Within Indiana alone, it ranks 795 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Romney
At the 3rd national percentile, Romney rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 59.8% of Romney outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Romney's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Romney, see the exposure-zones guide.