Romeo, MI
How exposed is Romeo to wildfire?
Romeo sits at the 7th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,792 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Romeo's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
What "at risk" means for the buildings here
Most of Romeo's buildings (69.1% of 1,792) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Romeo ranks
There's little gap between Romeo's 7th national percentile and its 20th percentile inside Michigan, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Romeo ranks 29,310 for wildfire risk (1 is highest) and 8,094 by building count (1 is largest). Within Michigan alone, it ranks 595 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Romeo and the insurance market
At the 7th national percentile, Romeo rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 69.1% of Romeo outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Romeo's figures come from
Every one of the two percentiles behind Romeo's 29,310-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Romeo's dominant minimal exposure actually means, with real examples from across the dataset.