Roma, TX
How exposed is Roma to wildfire?
Out of every US place USFS scores, Roma lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 4,154 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roma at the 91st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Roma's building exposure, zone by zone
Indirect exposure is dominant in Roma (94.4% of 4,154 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 5.6% sit in the Direct zone.
Roma against the rest of the country
Roma's risk sits at a similar level relative to Texas (86th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Roma ranks 2,877 for wildfire risk (1 is highest) and 4,099 by building count (1 is largest). Within Texas alone, it ranks 253 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Roma
Roma's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Roma (94.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Roma's figures come from
Every one of the two percentiles behind Roma's 2,877-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Roma's dominant indirect exposure actually means, with real examples from across the dataset.