Rollinsville, CO
Rollinsville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Rollinsville at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 146 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rollinsville's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Where Rollinsville's buildings actually sit
USFS classifies 100% of Rollinsville's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 146 structures sit close enough to vegetation that lot clearing matters most.
Where Rollinsville ranks
There's little gap between Rollinsville's 97th national percentile and its 88th percentile inside Colorado, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rollinsville ranks 940 for wildfire risk (1 is highest) and 27,012 by building count (1 is largest). Within Colorado alone, it ranks 57 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Rollinsville and the insurance market
Rollinsville's very high rating (97th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Rollinsville (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 146 counted buildings into the percentiles shown above for Rollinsville. For more on what direct exposure implies beyond Rollinsville, see the exposure-zones guide.