Rollins, MT
How exposed is Rollins to wildfire?
USFS scores Rollins at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 359 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rollins at the 84th percentile, close to its 84th-percentile risk score.
Rollins's building exposure, zone by zone
Of Rollins's 359 counted buildings, 91.9% carry Direct exposure and only 8.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Rollins compares
Rollins ranks lower within Montana (60th percentile statewide) than its 84th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Rollins ranks 5,169 for wildfire risk (1 is highest) and 20,090 by building count (1 is largest). Within Montana alone, it ranks 192 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Rollins and the insurance market
Rollins's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Rollins
With 91.9% of Rollins in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rollins's figures come from
Every one of the two percentiles behind Rollins's 5,169-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rollins's dominant direct exposure actually means, with real examples from across the dataset.