Rolling Fields, KY
How exposed is Rolling Fields to wildfire?
Rolling Fields sits at the 12th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 302 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rolling Fields at the 14th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rolling Fields's building exposure, zone by zone
302 buildings are counted in Rolling Fields, and 56.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 43.4% rated Minimal.
Where Rolling Fields ranks
Rolling Fields scores 12th nationally and 19th within Kentucky — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rolling Fields ranks 27,638 for wildfire risk (1 is highest) and 21,575 by building count (1 is largest). Within Kentucky alone, it ranks 450 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Rolling Fields's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Rolling Fields
Rolling Fields's 56.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rolling Fields's figures come from
Every one of the two percentiles behind Rolling Fields's 27,638-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rolling Fields's dominant direct exposure actually means, with real examples from across the dataset.