Roll, IN
How exposed is Roll to wildfire?
Roll sits at the 2nd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 115 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Roll's burn probability — fire likelihood with no building count factored in — sits at the 2nd percentile nationally.
What "at risk" means for the buildings here
115 buildings are counted in Roll, and 70.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 29.6% rated Minimal.
Where Roll ranks
There's little gap between Roll's 2nd national percentile and its 12th percentile inside Indiana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Roll ranks 30,984 for wildfire risk (1 is highest) and 28,410 by building count (1 is largest). Within Indiana alone, it ranks 852 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Roll and the insurance market
Roll's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 70.4% of Roll in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 115 counted buildings into the percentiles shown above for Roll. For more on what direct exposure implies beyond Roll, see the exposure-zones guide.