Rolette, ND
Rolette, ND's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rolette at the 88th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 378 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rolette's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
What "at risk" means for the buildings here
70.1% of Rolette's 378 buildings sit in USFS's Minimal exposure zone, with only 23.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Rolette ranks
Rolette scores 88th nationally and 98th within North Dakota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rolette ranks 3,756 for wildfire risk (1 is highest) and 19,698 by building count (1 is largest). Within North Dakota alone, it ranks 8 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
What this risk score means for insurance
Rolette's very high rating (88th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Rolette
With 70.1% of buildings rated Minimal exposure, Rolette gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Rolette's figures come from
The methodology guide shows exactly how USFS turned 378 counted buildings into the percentiles shown above for Rolette. The exposure-zones guide covers what Rolette's dominant minimal exposure actually means, with real examples from across the dataset.