Rohrersville, MD
Rohrersville, MD's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rohrersville at the 60th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 145 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rohrersville at the 59th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 100% of Rohrersville's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 145 structures sit close enough to vegetation that lot clearing matters most.
How Rohrersville compares
Within Maryland, Rohrersville ranks higher (85th percentile) than it does nationally (60th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Rohrersville ranks 12,730 for wildfire risk (1 is highest) and 27,078 by building count (1 is largest). Within Maryland alone, it ranks 79 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.
What this risk score means for insurance
Rohrersville's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Rohrersville's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rohrersville's figures come from
Rohrersville's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rohrersville's dominant direct exposure actually means, with real examples from across the dataset.