Rogersville, TN
Rogersville wildfire risk explained
Out of every US place USFS scores, Rogersville lands at the 78th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,296 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rogersville at the 82nd percentile, close to its 78th-percentile risk score.
What "at risk" means for the buildings here
Indirect exposure is dominant in Rogersville (68.1% of 2,296 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 31.9% sit in the Direct zone.
How Rogersville compares
There's little gap between Rogersville's 78th national percentile and its 81st percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rogersville ranks 7,067 for wildfire risk (1 is highest) and 6,705 by building count (1 is largest). Within Tennessee alone, it ranks 96 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Rogersville and the insurance market
Rogersville's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 68.1% of Rogersville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Rogersville's figures come from
Every one of the two percentiles behind Rogersville's 7,067-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rogersville's dominant indirect exposure actually means, with real examples from across the dataset.