Rogers, NE
How exposed is Rogers to wildfire?
USFS scores Rogers at the 67th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 74 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rogers at the 57th percentile, lower than its 67th-percentile risk score, because so much is actually built here.
What "at risk" means for the buildings here
USFS puts 89.2% of Rogers's 74 buildings in the Indirect exposure zone, versus 10.8% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Rogers against the rest of the country
There's little gap between Rogers's 67th national percentile and its 64th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Rogers ranks 10,309 for wildfire risk (1 is highest) and 30,140 by building count (1 is largest). Within Nebraska alone, it ranks 212 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 67th percentile nationally, Rogers carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Rogers (89.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Rogers's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Rogers, see the exposure-zones guide.