Rogers City, MI
Rogers City wildfire risk explained
Out of every US place USFS scores, Rogers City lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 2,078 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rogers City at the 13th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Rogers City's buildings actually sit
Most of Rogers City's buildings (90.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Rogers City compares
Compare Rogers City's two percentiles: 45th within Michigan, only 13th nationally — a gap of 32 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Rogers City ranks 27,423 for wildfire risk (1 is highest) and 7,258 by building count (1 is largest). Within Michigan alone, it ranks 411 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Rogers City
Rogers City's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Rogers City
With ember exposure the dominant pattern in Rogers City (90.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Rogers City's figures come from
Rogers City's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rogers City's dominant indirect exposure actually means, with real examples from across the dataset.