Roebling, NJ
Roebling wildfire risk explained
Out of every US place USFS scores, Roebling lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 885 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Roebling at the 59th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 15.6% of Roebling's 885 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Roebling against the rest of the country
There's little gap between Roebling's 59th national percentile and its 68th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Roebling ranks 12,922 for wildfire risk (1 is highest) and 12,863 by building count (1 is largest). Within New Jersey alone, it ranks 223 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Roebling's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 84.4% of Roebling outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Roebling's figures come from
Every one of the two percentiles behind Roebling's 12,922-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Roebling's dominant minimal exposure actually means, with real examples from across the dataset.