Rocky Point, OK
Rocky Point wildfire risk explained
Rocky Point sits at the 82nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 651 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Rocky Point at the 84th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Rocky Point's building exposure, zone by zone
651 buildings are counted in Rocky Point, and 93.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 1.8% rated Minimal.
How Rocky Point compares
Rocky Point's 82nd national percentile looks worse in isolation than its 26th ranking inside Oklahoma does — this place is on the milder end for its own state, by 56 points. Among the 31,521 US communities USFS scores, Rocky Point ranks 5,585 for wildfire risk (1 is highest) and 15,196 by building count (1 is largest). Within Oklahoma alone, it ranks 617 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Rocky Point and the insurance market
At the 82nd percentile nationally, Rocky Point carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 93.2% of Rocky Point in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Rocky Point's figures come from
Every one of the two percentiles behind Rocky Point's 5,585-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Rocky Point's dominant direct exposure actually means, with real examples from across the dataset.