Rocky, OK
Rocky wildfire risk explained
USFS's Wildfire Risk to Communities model puts Rocky at the 43rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 203 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rocky at the 38th percentile, close to its 43rd-percentile risk score.
Where Rocky's buildings actually sit
Rocky rates 81.3% Minimal exposure against just 18.7% Direct and 0% Indirect — of 203 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Rocky against the rest of the country
Rocky's 43rd national percentile looks worse in isolation than its 4th ranking inside Oklahoma does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Rocky ranks 17,976 for wildfire risk (1 is highest) and 24,745 by building count (1 is largest). Within Oklahoma alone, it ranks 803 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Rocky and the insurance market
Rocky's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Rocky
Even with 81.3% of Rocky outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Rocky's 17,976-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Rocky, see the exposure-zones guide.