Rocky Mound, TX
Rocky Mound, TX's wildfire risk, in USFS's own numbers
USFS scores Rocky Mound at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 37 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Rocky Mound at the 79th percentile, close to its 77th-percentile risk score.
Rocky Mound's building exposure, zone by zone
USFS classifies 94.6% of Rocky Mound's buildings as Direct exposure, higher than its 0% Indirect share and far above its 5.4% Minimal share — a profile where 35 structures sit close enough to vegetation that lot clearing matters most.
How Rocky Mound compares
Rocky Mound ranks lower within Texas (53rd percentile statewide) than its 77th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Rocky Mound ranks 7,166 for wildfire risk (1 is highest) and 31,244 by building count (1 is largest). Within Texas alone, it ranks 836 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Rocky Mound and the insurance market
Rocky Mound's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Rocky Mound's 94.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Rocky Mound's figures come from
Rocky Mound's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Rocky Mound's dominant direct exposure actually means, with real examples from across the dataset.