Rocky Hill, NJ
Rocky Hill, NJ's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Rocky Hill at the 39th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 313 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rocky Hill's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Rocky Hill's building exposure, zone by zone
Direct exposure dominates in Rocky Hill: 83.7% of its 313 buildings, versus 16.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Rocky Hill against the rest of the country
Rocky Hill scores 39th nationally and 41st within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rocky Hill ranks 19,348 for wildfire risk (1 is highest) and 21,287 by building count (1 is largest). Within New Jersey alone, it ranks 415 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Rocky Hill and the insurance market
Rocky Hill's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 83.7% of Rocky Hill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Rocky Hill's 39th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Rocky Hill, see the exposure-zones guide.