Rocky Gap, VA
Rocky Gap wildfire risk explained
Rocky Gap's 93 buildings earn a 78th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Rocky Gap's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Where Rocky Gap's buildings actually sit
69.9% of Rocky Gap's 93 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 30.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Rocky Gap ranks
Rocky Gap scores 78th nationally and 91st within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Rocky Gap ranks 7,107 for wildfire risk (1 is highest) and 29,380 by building count (1 is largest). Within Virginia alone, it ranks 62 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
At the 78th percentile nationally, Rocky Gap carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 69.9% of Rocky Gap's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 93 counted buildings into the percentiles shown above for Rocky Gap. For more on what indirect exposure implies beyond Rocky Gap, see the exposure-zones guide.